Supplemental Nutrition Assistance Program (SNAP)

Montana SNAP Calculator 2026

Estimate your possible Montana SNAP benefits using FY 2026 rules. SNAP here is run by Montana Department of Public Health and Human Services, with applications through apply.mt.gov, Montana DPHHS online application portal.

Estimate only. This calculator is not an application, approval, denial, or official benefit notice. Montana Department of Public Health and Human Services makes the final eligibility and benefit decision.

Last reviewed: August 10, 2026 · Rules: FY 2026 (Oct. 1, 2025 – Sept. 30, 2026)

Montana Food Stamp Calculator — Estimate Your EBT Amount

Montana is already selected. Enter your household size, monthly income, and housing costs to see your estimated monthly SNAP benefit instantly — nothing you type leaves your browser.

Updated August 2026 Built from USDA FY 2026 tables Free & anonymous Methodology

Montana SNAP Program Details

Key official details for SNAP in Montana, verified against the state agency and the USDA state directory.

Program nameSupplemental Nutrition Assistance Program (SNAP), formerly known as food stamps
EBT cardMontana Access Card
Phone numbersUSDA lists 888-706-1535 as a Montana SNAP phone resource. Montana DPHHS lists 1-866-850-1556 for Montana EBT Cardholder Services.
Good to knowMontana residents can apply online through apply.mt.gov, use local Office of Public Assistance resources, and use Montana EBT Cardholder Services for card activation, PIN selection, balance inquiry, transaction review, and EBT system problems.

Montana SNAP Income Limits and Maximum Benefits 2026

Montana uses broad-based categorical eligibility (BBCE) with a gross income screen of 200% of the federal poverty guideline. The table shows the FY 2026 monthly gross limit and maximum benefit by household size.

Household sizeGross monthly income limitNet monthly income limitMaximum monthly benefit
1$2,610$1,305$298
2$3,526$1,763$546
3$4,442$2,221$785
4$5,360$2,680$994
5$6,276$3,138$1,183
6$7,192$3,596$1,421
7$8,110$4,055$1,571
8$9,026$4,513$1,789
Households with a member who is age 60+ or disabled skip the gross income test in Montana. Deductions can bring income under the net limit — the calculator above applies them automatically.

Like most states, Montana publishes annual Standard Utility Allowances that caseworkers apply in place of actual bills. We haven't yet verified Montana's FY 2026 SUA amounts from an official source, so our calculator conservatively uses the utility amount you enter — your official determination may come out higher if the state's allowance exceeds your actual bills.

How to Apply for SNAP in Montana

  1. Apply online through apply.mt.gov, Montana DPHHS online application portal, the official online application for Montana, or in person at a local office.
  2. Complete your interview (usually by phone) and send the documents the office requests — proof of identity, residency, income, and expenses.
  3. If approved, benefits arrive monthly on your Montana Access Card, which works like a debit card for eligible food at authorized stores.

Questions? USDA lists 888-706-1535 as a Montana SNAP phone resource. Montana DPHHS lists 1-866-850-1556 for Montana EBT Cardholder Services.

You can also use the USDA SNAP state directory entry for Montana to confirm official application options, local offices, and phone numbers.

More Montana SNAP Resources

Montana SNAP Income Limits 2026

The full chart by household size, asset rules, and what to do if your income looks too high.

How to Apply for SNAP in Montana

Step by step through apply.mt.gov: documents, the interview, and timelines.

Frequently Asked Questions

How much SNAP will I get in Montana?

It depends on your household size and net income. In FY 2026 the monthly maximum is $298 for one person and $994 for a family of 4. Your benefit is the maximum minus 30% of your net income — use the calculator above for your estimate.

What is the income limit for SNAP in Montana in 2026?

Montana uses a BBCE gross income screen of 200% of the poverty guideline: $2,610 per month for 1 person and $5,360 for 4. The net income test (100%) also applies.

How do I apply for SNAP in Montana?

Apply online at apply.mt.gov, Montana DPHHS online application portal, by phone, or at a local Montana Department of Public Health and Human Services office. After submitting, you'll complete an interview and provide documents proving identity, residency, income, and expenses.

What is the Montana EBT card called?

Benefits are deposited monthly on the Montana Access Card. It works like a debit card for eligible food at authorized stores and supermarkets.

Does Montana have an asset test for SNAP?

Generally no. Under BBCE, Montana does not apply a separate SNAP asset test for most households, so savings usually don't disqualify you.

Understand the Numbers

SNAP Income Limits 2026

Gross and net limits by household size, and how states raise them with BBCE.

SNAP Maximum Benefits 2026

Monthly maximums for the 48 states, Alaska, Hawaii, and the territories.

SNAP Deductions Explained

The six deductions that lower your net income and raise your benefit.

What Counts as Income

Which income counts, what is excluded, and whose income matters.

SNAP Calculators for Other States

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