Indiana SNAP Income Limits 2026
Indiana is unusual: it pairs a 130% gross income screen with its own $5,000 resource limit — a structure only a handful of states use. Both your monthly income and your countable savings are checked, though major items like your home and most vehicles are excluded. Households that pass the income screen can still stumble on resources here, which almost never happens in no-asset-test states.
Indiana income limit chart (FY 2026)
| Household size | Gross monthly income limit | Net monthly income limit | Maximum monthly benefit |
|---|---|---|---|
| 1 | $1,696 | $1,305 | $298 |
| 2 | $2,292 | $1,763 | $546 |
| 3 | $2,888 | $2,221 | $785 |
| 4 | $3,484 | $2,680 | $994 |
| 5 | $4,079 | $3,138 | $1,183 |
| 6 | $4,675 | $3,596 | $1,421 |
| 7 | $5,271 | $4,055 | $1,571 |
| 8 | $5,867 | $4,513 | $1,789 |
How Indiana compares to neighboring states
Every neighboring state — Michigan, Kentucky, Illinois — screens gross income more generously than Indiana's 130%, so households near the border can face different outcomes depending on which side they live on.
Asset and resource rules
Indiana screens countable resources against a $5,000 limit under its BBCE rules, with exclusions (such as your home and most vehicles) evaluated by a caseworker.
Utilities and the shelter deduction in Indiana
Like most states, Indiana publishes annual Standard Utility Allowances that caseworkers apply in place of actual bills. We haven't yet verified Indiana's FY 2026 SUA amounts from an official source, so our calculator conservatively uses the utility amount you enter — your official determination may come out higher if the state's allowance exceeds your actual bills.
How deductions change the math
Indiana applicants have to clear three bars — gross income, net income, and resources — and deductions only help with the middle one. Still, they're powerful: Supplemental Nutrition Assistance Program (SNAP) disregards 20% of earnings and subtracts the standard deduction, dependent care, paid child support, qualifying medical expenses over $35, and excess shelter before the net test. Just remember that no deduction offsets being over the $5,000 resource limit. See the deductions guide for worked examples.
Worth knowing about Indiana
Starting Jan. 1, 2026, Indiana SNAP benefits cannot be used to buy sugary drinks or candy under Indiana's Smart SNAP policy. Questions about your own case go to the agency directly: Indiana FSSA lists 800-403-0864 for benefit assistance. Indiana EBT cardholders can use official Hoosier Works and ConnectEBT resources for card support.
Frequently Asked Questions
What is the SNAP income limit for a family of 3 in Indiana?
For FY 2026, the gross monthly limit for a household of 3 in Indiana is $2,888 (130% BBCE screen). The net limit after deductions is $2,221.
Does Indiana use gross or net income?
Both. Gross income (before taxes) is checked against the 130% screen, and net income after deductions must be at or below 100% of the poverty guideline. Households with a member age 60+ or disabled skip the gross test.
What if my income is over the limit in Indiana?
Deductions can pull your net income under the Supplemental Nutrition Assistance Program (SNAP) limit even when gross pay looks too high — rent and child care are the big ones. Run the Indiana calculator before writing off an application at FSSA Benefits Portal.
Does Indiana have an asset test?
Indiana screens countable resources against a $5,000 limit under its BBCE rules, with exclusions (such as your home and most vehicles) evaluated by a caseworker.
Who runs SNAP in Indiana?
Indiana Family and Social Services Administration, Division of Family Resources, which administers the program statewide. Applications go through FSSA Benefits Portal. Contact: Indiana FSSA lists 800-403-0864 for benefit assistance. Indiana EBT cardholders can use official Hoosier Works and ConnectEBT resources for card support.
More Indiana SNAP resources
Indiana SNAP calculator
Estimate your exact monthly benefit with FY 2026 rules.
How to apply in Indiana
Portal, phone, documents, and timelines for FSSA Benefits Portal.
National income limits guide
Federal limits, BBCE by state, and elderly/disabled rules.