U.S. Virgin Islands SNAP Income Limits 2026
U.S. Virgin Islands runs on its own USDA table, separate from the 48 contiguous states. Income limits, deductions, and benefit amounts are all set higher to reflect local food and living costs — the one-person gross limit here is $1,696 versus $1,696 on the mainland. Never use mainland charts to judge eligibility in U.S. Virgin Islands.
U.S. Virgin Islands income limit chart (FY 2026)
| Household size | Gross monthly income limit | Net monthly income limit | Maximum monthly benefit |
|---|---|---|---|
| 1 | $2,283 | $1,305 | $383 |
| 2 | $3,085 | $1,763 | $703 |
| 3 | $3,886 | $2,221 | $1,009 |
| 4 | $4,690 | $2,680 | $1,278 |
| 5 | $5,491 | $3,138 | $1,521 |
| 6 | $6,293 | $3,596 | $1,827 |
| 7 | $7,096 | $4,055 | $2,019 |
| 8 | $7,897 | $4,513 | $2,300 |
Because U.S. Virgin Islands sits outside the contiguous states, USDA sets separate — higher — standards here: the maximum for a family of 4 is $1,278 per month versus $994 in the 48 states. Comparing your situation against mainland charts will understate what your household can receive.
Asset and resource rules
Under BBCE, U.S. Virgin Islands does not apply a separate SNAP asset test for most households — savings and bank balances usually do not disqualify you.
Utilities and the shelter deduction in U.S. Virgin Islands
Like most states, U.S. Virgin Islands publishes annual Standard Utility Allowances that caseworkers apply in place of actual bills. We haven't yet verified U.S. Virgin Islands's FY 2026 SUA amounts from an official source, so our calculator conservatively uses the utility amount you enter — your official determination may come out higher if the state's allowance exceeds your actual bills.
How deductions change the math
Deductions in U.S. Virgin Islands follow the federal sequence but use this jurisdiction's own dollar values — the standard deduction and the shelter cap are set specifically for U.S. Virgin Islands's costs, not the mainland's. Supplemental Nutrition Assistance Program (SNAP) subtracts the 20% earnings disregard, the local standard deduction, dependent care, child support paid, qualifying medical costs over $35, and excess shelter measured against local limits before testing net income. See the deductions guide for worked examples.
Worth knowing about U.S. Virgin Islands
The U.S. Virgin Islands is a U.S. territory with separate FY 2026 SNAP allotment standards from the 48 states and D.C. Use U.S. Virgin Islands-specific official sources, not mainland-only SNAP assumptions, when checking eligibility, application, benefit issuance, and EBT information. Questions about your own case go to the agency directly: USDA Virgin Islands SNAP phone resource: 340-774-2399. Virgin Islands EBT support: 866-884-2868. St. John DHS office phone numbers listed on DHS forms include 340-776-6334 and 340-776-6335.
Frequently Asked Questions
What is the SNAP income limit for a family of 3 in U.S. Virgin Islands?
For FY 2026, the gross monthly limit for a household of 3 in U.S. Virgin Islands is $3,886 (175% BBCE screen). The net limit after deductions is $2,221.
Does U.S. Virgin Islands use gross or net income?
Both. Gross income (before taxes) is checked against the 175% screen, and net income after deductions must be at or below 100% of the poverty guideline. Households with a member age 60+ or disabled skip the gross test.
What if my income is over the limit in U.S. Virgin Islands?
Deductions can pull your net income under the Supplemental Nutrition Assistance Program (SNAP) limit even when gross pay looks too high — rent and child care are the big ones. Run the U.S. Virgin Islands calculator before writing off an application at Virgin Islands DHS forms and SNAP/Cash application resources.
Does U.S. Virgin Islands have an asset test?
Under BBCE, U.S. Virgin Islands does not apply a separate SNAP asset test for most households — savings and bank balances usually do not disqualify you.
Who runs SNAP in U.S. Virgin Islands?
Virgin Islands Department of Human Services / Division of Family Assistance, which administers the program statewide. Applications go through Virgin Islands DHS forms and SNAP/Cash application resources. Contact: USDA Virgin Islands SNAP phone resource: 340-774-2399. Virgin Islands EBT support: 866-884-2868. St. John DHS office phone numbers listed on DHS forms include 340-776-6334 and 340-776-6335.
More U.S. Virgin Islands SNAP resources
U.S. Virgin Islands SNAP calculator
Estimate your exact monthly benefit with FY 2026 rules.
How to apply in U.S. Virgin Islands
Portal, phone, documents, and timelines for Virgin Islands DHS forms and SNAP/Cash application resources.
National income limits guide
Federal limits, BBCE by state, and elderly/disabled rules.